10 Key things to know about Unemployment Benefits & How to Apply


It has been announced by the Employees’ State Insurance Corporation (ESIC) that the employees who lost jobs between March 24 and December 31, 2020 will get 50 percent average salary for three months. However it can be for a maximum period of three months.

Keeping in mind the problem of unemployment amid the New Delhi Corona crisis, the central government has decided to extend the Atal Insured Persons Welfare Scheme for one year (30 June 2021). Under this scheme, unemployment allowance is available from ESIC . Many companies are shutting down in the midst of lockdown. Due to slowing down of business and lack of business, there is also the danger of employees leaving their jobs. In such a situation, between March and December this year, employees working in companies lost their jobs, then the government will give unemployment allowance.

What has the government announced?

According to the announcement made by the government, those who lost or lost their jobs between March 24 and December 31, 2020 will get unemployment allowance. Only those workers who are registered under Employee State Insurance Corporation (ESIC) will get the benefit of this allowance. In order to benefit the workers, the date of the Atal Insured Persons Welfare Scheme, which is operated by ESIC, has been extended. Under this scheme, when unemployed, they get unemployment allowance for 90 days.

What is Atal Insured Person’s Welfare Scheme?

If you work in organized sector and your company deducts your PF / ESI from your salary every month, then there is good news from Modi government for you. Now if for some reason your current job is missed, then the central government will give you money. This major initiative has been taken by the Employees State Insurance Corporation (ESIC) for private job seekers. The ESI clearly states, “Under the Atal Insured Welfare Scheme”, the government provides financial assistance to you when you leave your job. For some reason, leaving your employment does not mean loss of your income. ”

When was the scheme launched?

The scheme was implemented as a pilot project on 1 July 2018 for two years. Meaning that the scheme expired on 30 June 2020. However, due to Corona crisis, the government decided to extend it for one year and now it has been implemented till 30 June 2021.

How to register?

If atal insured wants to avail welfare scheme then registration in it is necessary. You can download the form of Atal Insured Person Welfare Scheme by visiting the website of ESIC. After filling this form correctly, you will have to submit it to any nearest branch of Employees State Insurance Corporation. Along with this form, a non-judicial stamp paper of Rs.

Who will benefit from this?

Only those workers who have been associated with the ESI scheme for at least the last two years will be benefited. This means that only those workers who remain attached to the scheme from 1 April 2018 to 31 March 2020. During this period, a minimum of 78 days of work is required from 1 October 2019 to 31 March 2020.

What will be the benefit?

If a worker becomes unemployed under this scheme, he can avail this allowance for a maximum period of 90 days (three months). He can claim 50% of the average salary for three months. Earlier this limit was 25 percent.

When will you start getting benefits?

Another rule change has been made. It could be availed 90 days after first being unemployed. For the present it has been reduced to 30 days. This information has been given by Labor and Employment Minister Santosh Gangwar.

Where does this rule apply?

For information, tell us that ESI scheme is available for workers who earn up to a limit. This scheme is applicable in a factory where there are 10 or more laborers. If their salary is up to 21 thousand then this scheme will be applicable. About 3.5 crore family units of the country are covered under ESI, due to which about 135 million people get cash and medical benefits.

Contribution to ESI Fund?

The contribution to this fund was reduced by the government in July 2019. Under this, the contribution of the employee was reduced from 4.75 per cent to 3.25 per cent. The contribution of the employee was reduced from 1.75 percent to 0.75 percent.

How many workers will get benefits?

The people of the industry say that about 40 lakh workers will benefit from this move of the government. Keeping in mind the Corona epidemic, the ESIC Board has also decided that it will increase ICU wards in its hospitals. He said that 10% of the total bed will be in the form of ICU / HDU.


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